Locate & resume your saved file.

Electronic Record & Digital Signature Specification (Baylor Advance)

When you check the electronic consent box and submit an intake on Baylor Advance, you agree that Baylor Advance Desk LLC may deliver all intake confirmations, routing disclosures, provider match notices, and servicing statements in digital HTML or PDF format, and that your electronic signature executes binding agreements with the same statutory force as ink on paper.

1. Paper Copies & Consent Revocation

You may request free paper copies of any delivered electronic document or withdraw future electronic consent by writing to [email protected] or calling (888) 614-2930. Requesting paper copies does not cancel electronic delivery. Withdrawing consent closes uncompleted online files without altering records signed prior to processing your withdrawal.

2. Browser & Device Baseline

Viewing and archiving records requires an internet-enabled computer or mobile device, a modern browser with TLS 1.2+ encryption, an active email inbox, and PDF reader software with download or print capability. Send email updates to 800 N King St, Suite 304, Wilmington, DE 19801 or [email protected].

Provider Matching & Credit / Communications Authorization

Baylor Advance Desk LLC ("Baylor Advance") operates an encrypted funding intake and routing desk. Commercial receivables advances apply only to self-employed operators and business entities; where an intake reflects salaried W-2 wages—or where independent network routing applies—Baylor Advance can optionally connect your file with independent third-party finance providers.

• Desk Role: Baylor Advance is not a consumer lender, makes no credit underwriting decisions on third-party loans, sets no interest rates or fee schedules, and guarantees no match or approval. Every matched option names the independent provider prior to acceptance.
• FCRA Credit Report Authorization: Submitting your authorization grants express written permission under the Fair Credit Reporting Act for independent providers receiving your routed file to pull consumer or business credit reports—potentially including a hard credit inquiry that may impact your credit score—to evaluate an offer. (Baylor Advance itself never runs a hard inquiry during intake.)
• Provider Contact Authorization: Where matched with an independent third-party finance provider, that provider and its servicing agents may contact you by telephone or email at the contact coordinates supplied on your file regarding your funding evaluation. Consent is voluntary and not required to purchase any product or service.
• Independent Terms Govern: Once connected, all offers, rates, approvals, and servicing are governed strictly by that provider's contract and privacy terms.